Useful Links

Learning the basic principles of handling your finances, in all situations, good or bad, and at any life-stage, young, working or retired, can be made a lot easier with a little help and advice from a friend.

  1. Important financial habits you should learn from the start; financial habits that will go a long way to help do the right things at the right time.

  1. Planning a budget; will be different for each person. Your planning will depend on how much you earn and the bills and other things, study loans, house mortgage, other debt, etc. that need to be paid.

  1. How to keep to the budget you planned; should not be difficult, but most people think it is a plan to make you restrict yourself from having a life. There are ways to make it easier to keep to the plan.

  1. Figuring out the big difference between ‘Wants’ and ‘Needs;’ can be very tough. Many of your needs can actually be wants and not needs, but it is difficult to imagine that you would have to live without it.

  1. Your social circle can be bad for your budget; because people tend to follow the trend of the people they spend most of their time with, you should pick your friends carefully.

It is easy to find financial advice.  There are many knowledgeable people, professional or not, that learned either the hard way through experience or going by the book.  All can be helpful.  The most important fact still remains; you need to follow the advice and keep doing it before you will see the results.